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The Financial Services Commission of Ontario (FSCO) requires persons to take and pass the REMIC Mortgage Agent Course for Licensing in order to become a licensed mortgage agent in Ontario (RMAC). This course is offered in Ontario by four different providers: REMIC, Seneca College (which utilizes the REMIC textbook), CMBA (previously IMBA), and CAAMP (two trade associations).
The RMAC course is divided into three sections: a course overview, test questions and answers, and flashcards. Questions on the test address issues such as ethics and mortgage brokering, borrowing costs and transparency to borrowers, and mortgage administrators. Individuals who complete the RMAC course will be able to apply for their mortgage broker license in Ontario.
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